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              <questionsummary>PRACTICE 1: MATCH TECHNICAL TERMS TO THEIR DEFINITIONS

1. [[5]] is a place where shares of pubic listed companies are traded. The primary market is where companies float shares to the general public in an initial public offering (IPO) to raise capital.

2. [[7]] is an increase in the price or value of assets. It may refer to appreciation of company stocks or bonds held by an investor, an increase in land valuation, or other upward revaluation of fixed assets. Capital appreciation may occur passively and gradually, without the investor taking any action.

3. [[9]], also known as equity, is a security that represents the ownership of a fraction of the issuing corporation. Units of stock are called "shares" which entitles the owner to a proportion of the corporation's assets and profits equal to how much stock they own. 

4. [[1]] is a fixed-income instrument that represents a loan made by an investor to a borrower (typically corporate or governmental).  Bonds are used by companies, municipalities, states, and sovereign governments to finance projects and operations. Owners of bonds are debtholders, or creditors, of the issuer.

5. [[2]] is a rise in prices, which can be translated as the decline of purchasing power over time. The rate at which purchasing power drops can be reflected in the average price increase of a basket of selected goods and services over some period of time. The rise in prices, which is often expressed as a percentage, means that a unit of currency effectively buys less than it did in prior periods.

6. [[3]] is a performance measure used to evaluate the efficiency or profitability of an investment or compare the efficiency of a number of different investments. ROI tries to directly measure the amount of return on a particular investment, relative to the investment’s cost.

7. [[6]] refers to the efficiency or ease with which an asset or security can be converted into ready cash without affecting its market price. The most liquid asset of all is cash itself. Consequently, the availability of cash to make such conversions is the biggest influence on whether a market can move efficiently.

8. [[4]] refers to a reward, cash or otherwise, that a company gives to its shareholders. Dividends can be issued in various forms, such as cash payment, stocks or any other form. A company’s dividend is decided by its board of directors and it requires the shareholders’ approval.

9. [[8]] is a person or institution that has invested money in a corporation in exchange for a “share” of the ownership. That ownership is represented by common or preferred shares issued by the company and held (i.e., owned) by the shareholder.
; [[1]] -&gt; {A bond / Inflation / Return on investment (ROI) / Dividend / Stock market / Liquidity / Capital appreciation / A shareholder / Stock}</questionsummary>
              <rightanswer>{Stock market} {Capital appreciation} {Stock} {A bond} {Inflation} {Return on investment (ROI)} {Liquidity} {Dividend} {A shareholder}</rightanswer>
              <responsesummary>{Stock market} {Capital appreciation} {Stock} {A bond} {Inflation} {Return on investment (ROI)} {Liquidity} {Dividend} {A shareholder}</responsesummary>
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              <questionsummary>PRACTICE 2: READ THE WORDS GIVEN AND WRITE THEM INTO SUITABLE BLANKS.

		 opportunity

strength

financial

investing

weakness

threat

YOU: Hey, I've been thinking about (1) _____ lately. Have you ever considered it?

COLLEAGUE: Absolutely, I think it's a great way to grow your money over time. What's on your mind regarding investments?

YOU: Well, I'm considering a quite unconventional option - keeping the money under my bed. The (2) _____ here is that it's a no-risk approach; the money is easily accessible. However, the (3) _____ is that it won't grow at all, and I'd lose out to inflation over time. It's an (4) _____ for immediate access, but the (5) _____ is that my purchasing power would decrease.
COLLEAGUE: That's quite conservative. You should think about your risk tolerance and financial goals. It might be beneficial to consult with a (6) _____ advisor to make a well-informed decision.</questionsummary>
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              <questionsummary>PRACTICE 1: MATCH TECHNICAL TERMS TO THEIR DEFINITIONS

1. [[5]] is a place where shares of pubic listed companies are traded. The primary market is where companies float shares to the general public in an initial public offering (IPO) to raise capital.

2. [[7]] is an increase in the price or value of assets. It may refer to appreciation of company stocks or bonds held by an investor, an increase in land valuation, or other upward revaluation of fixed assets. Capital appreciation may occur passively and gradually, without the investor taking any action.

3. [[9]], also known as equity, is a security that represents the ownership of a fraction of the issuing corporation. Units of stock are called "shares" which entitles the owner to a proportion of the corporation's assets and profits equal to how much stock they own. 

4. [[1]] is a fixed-income instrument that represents a loan made by an investor to a borrower (typically corporate or governmental).  Bonds are used by companies, municipalities, states, and sovereign governments to finance projects and operations. Owners of bonds are debtholders, or creditors, of the issuer.

5. [[2]] is a rise in prices, which can be translated as the decline of purchasing power over time. The rate at which purchasing power drops can be reflected in the average price increase of a basket of selected goods and services over some period of time. The rise in prices, which is often expressed as a percentage, means that a unit of currency effectively buys less than it did in prior periods.

6. [[3]] is a performance measure used to evaluate the efficiency or profitability of an investment or compare the efficiency of a number of different investments. ROI tries to directly measure the amount of return on a particular investment, relative to the investment’s cost.

7. [[6]] refers to the efficiency or ease with which an asset or security can be converted into ready cash without affecting its market price. The most liquid asset of all is cash itself. Consequently, the availability of cash to make such conversions is the biggest influence on whether a market can move efficiently.

8. [[4]] refers to a reward, cash or otherwise, that a company gives to its shareholders. Dividends can be issued in various forms, such as cash payment, stocks or any other form. A company’s dividend is decided by its board of directors and it requires the shareholders’ approval.

9. [[8]] is a person or institution that has invested money in a corporation in exchange for a “share” of the ownership. That ownership is represented by common or preferred shares issued by the company and held (i.e., owned) by the shareholder.
; [[1]] -&gt; {A bond / Inflation / Return on investment (ROI) / Dividend / Stock market / Liquidity / Capital appreciation / A shareholder / Stock}</questionsummary>
              <rightanswer>{Stock market} {Capital appreciation} {Stock} {A bond} {Inflation} {Return on investment (ROI)} {Liquidity} {Dividend} {A shareholder}</rightanswer>
              <responsesummary>{Stock market} {Capital appreciation} {Stock} {A bond} {Inflation} {Return on investment (ROI)} {Liquidity} {Dividend} {A shareholder}</responsesummary>
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              <questionsummary>PRACTICE 2: READ THE WORDS GIVEN AND WRITE THEM INTO SUITABLE BLANKS.

		 opportunity

strength

financial

investing

weakness

threat

YOU: Hey, I've been thinking about (1) _____ lately. Have you ever considered it?

COLLEAGUE: Absolutely, I think it's a great way to grow your money over time. What's on your mind regarding investments?

YOU: Well, I'm considering a quite unconventional option - keeping the money under my bed. The (2) _____ here is that it's a no-risk approach; the money is easily accessible. However, the (3) _____ is that it won't grow at all, and I'd lose out to inflation over time. It's an (4) _____ for immediate access, but the (5) _____ is that my purchasing power would decrease.
COLLEAGUE: That's quite conservative. You should think about your risk tolerance and financial goals. It might be beneficial to consult with a (6) _____ advisor to make a well-informed decision.</questionsummary>
              <rightanswer>part 1: {$a-&gt;response}; part 2: {$a-&gt;response}; part 3: {$a-&gt;response}; part 4: {$a-&gt;response}; part 5: {$a-&gt;response}; part 6: {$a-&gt;response}</rightanswer>
              <responsesummary>part 1: ; part 2: strength; part 3: ; part 4: opportunity; part 5: financial; part 6: financial</responsesummary>
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